Decoupling
There are a few steps to plan for Decoupling Transaction: 1.Restructuring of New Mortgage. For a decoupling transaction with an existing loan, the existing mortgage agreement will be discontinued and the out-going party needs to apply for a NEW mortgage agreement (even the staying party or buyer would like to...
Read morePurchase A Property
We created this calculator to answer a common question - “What is the maximum loan I could get if I purchase this property?” - and you will get a reference answer for: Maximum Loan amount (based on the property Loan-to-valuation), installment & minimum income requirement (for personal’s income) What makes...
Read moreRefinancing
Refinancing is about saving your money. We design this easy-to-use calculator to provide you an estimated saving amount, comparing between your existing interest rate (or near future higher interest rate) AND a new interest rate, which is available in the market. If we find the saving sum is not significantly...
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